Phone: 01425 837240


Simon Garling

I am married with two grown up children and live in the Cotswolds.

I have been in the industry for over 30 years and started SOE Consultants Limited 20 years ago. I like to go for a morning run most days through the beautiful Cotswold countryside.

Most weekends I can be found messing about with old cars, either with my head under the bonnet fixing things, preparing a car for a show or watching historic car racing and enjoying the occasional track day.

Joe Withers

Joe is SOE Consultants’ senior mortgage broker and very much the face of the company. Married with 2 daughters,

Joe lives in Bransgore. Originally from Windsor in Berkshire, Joe met Managing Director Simon Garling whilst an estate agent before training to become an IFA himself in 2007. Joe specialised in mortgages and protection from 2011 and opened his office in Bransgore in Spring 2018. Ioan Cornwall was recruited to run the complex back office as SOE expands and has been a fantastic addition to the team.

When Joe is not working he can be found hacking his way around a Dorset golf course with friends, and is at The Three Tuns in the village with the family.

Ioan Cornwall

Ioan is responsible for SOE Consultants’ support functions, ensuring that mortgage cases are processed swiftly and efficiently.

Ioan is also a procurement consultant for Auditel, helping companies and organisations to increase their cashflow and profits.

As a Welshman, Ioan has rugby in his blood, which he enjoys from the safety of the stands. Following 20 years living and working in London, Ioan now enjoys the peace and open spaces of the Dorset coast and the New Forest.

About Us

SOE Consultants is a well established and locally respected mortgage brokers. We have been advising our clients on the best, most cost effective way to obtain a mortgage for over 20 years.
We specialize in offering independent mortgage advice covering those moving home, first-time buyers, remortgages, buy-to-let & life assurance.
1a Oaktree Parade, Bransgore, Christchurch, Dorset, BH23 8AB.
or by email or by calling us on 01425 837240

Services We Offer

We are independent mortgage advice specialists.
Book your free consultation today!

Read Our Reviews

Fantasic Work

Joe and his colleagues have always offered me speedy and impartial advice. They tend to get fantastic rates whilst reducing paperwork and my time spent on an application. I would highly recommend them to anyone looking for any kind of financial advice

A repeat customer

Am now on my third mortgage that Joe/S O E have helped to organised, and frankly, I wouldn't go anywhere else! Highly knowledgeable, puts your mind at ease, and most importantly, always finds you the best deal. Couldn't recommend them enough.

Read More Reviews Here

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